Home Buying

To help you buy the home you’ve always wanted, Howarth Homes are here to help you on the journey and to make the process as smooth and straightforward as possible. Use our calculators below to set you on the road to finding your perfect home.

HELP TO BUY

Help to Buy
London Help to Buy

Property Value

£

5% Deposit

£

Government Loan

£

Mortage Required

£

HOW DOES HELP TO BUY WORK?

Help to Buy is a Government funded scheme to help more people get onto the property ladder.

• Government backed scheme • For both first time buyers and home movers • Borrow up to 20% of the value of your new home or up to 40% with London Help to Buy • Buy with just a 5% deposit • Available on new-build properties with a purchase price of up to £600,000

MORTGAGE CALCULATOR

Property value £:
How much deposit do you have?
What is the length of your mortgage?
Interest rate

RESULTS


STAMP DUTY CALCULATOR

Enter property value £
Property is a first home
Property is a buy to let or second home
Single property

RESULTS

Stamp Duty to pay:

With effect from November 2017 Stamp Duty has been abolished on first-time buyer purchases up to £300,000. For further details please speak with one of sales advisors.

CONSUMER CODE

Developed by the home-building industry to make the buying process fairer and more transparent, The Consumer Code came into effect in April 2010 and is applicable to all home-builders registered with the UK’s primary warranty providers.

Click to visit the Consumer Code website